Registering household help as a minijob: insurance cover and tax relief
This information is for private households in Germany employing someone for tasks such as cleaning, shopping or laundry. Registration with the Minijob-Zentrale protects both sides; it is not a new benefit or a new rule.
Existing rules in Germany · DRV guidance published on 2 November 2026
The household worker's rights
A registered household worker is insured for accidents at work and while commuting and is entitled, among other things, to paid leave and continued pay during illness. Their 13.6% employee pension contribution can build rights in the statutory pension system.
Costs and tax relief for the household
Private employers pay contributions of no more than 14.62%, which is lower than in the commercial sector. Twenty per cent of total expenses, up to €510 a year, can be claimed for tax purposes. The exact amount can be checked with the Minijob-Zentrale's official calculator.
How to register
Registration can be completed online with the Minijob-Zentrale using «Haushaltshilfe anmelden». The institution calculates and collects the contributions and reports the employment for statutory accident insurance.
Source published:
General information as of publication. Individual circumstances and the responsible institution’s rules may require additional documents or steps.